For Home Buyers
Buying a home is an exciting and sometimes frustrating experience. Right now, there are a lot of homes available and buyers can become easily overwhelmed. Many buyers will ask themselves: “Did I get a great deal?” or “Did I really get the best home?” I partner with each of my buyers by listening to what you want and need in your new home. I will help you negotiate the sometimes confusing process of buying a home. Whether you have questions regarding financing, offers, inspections or moving, I can help you. For your convenience, I also provide listings by email. I pride myself on exceeding expectations and happy endings. I hope you'll join the many happy clients I have helped. Contact me today to find out how I can help you find your new home!
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Find a loan program that meets your needs and get pre-approved.
- Check your credit rating. Straighten out any errors before it’s too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.
- Earnest Money when you make an offer on a home. Typically ranges from $250 to $1,000 depending on the home. Many REO homes require a $1,000 minimum.
- Inspection Costs once you have an accepted offer.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Miscellaneous Costs such as movers, painting, appliances and new furniture for your new home once you move.
